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Friday, September 17, 2010

Hilangnya Permata di dalam Industri Seni Tanah air: M Rajoli meninggal dunia.

Bangun dari tidur aku di kabarkan tentang berita kematian M Rajoli atau  nama sebenarnya Haji Mohd Rajoli Bin Mohamed Zin yang berasal dari Pasir Mas Kelantan yang terkenal sebagai seorang pelakon,pelawak dan juga pelukis.

Pelakon veteren ini meninggal dunia di usia 65 tahun di Hospital Ampang kira-kira jam 10.45 malam semalam di sisi  isterinya yang tercinta.Beliau merupakan seorang pelakon yang berbakat dan membawa setiap watak yang dipegangnya dengan penuh versatile dan bersahaja.Beliau dilaporkan meghidap lymphoma iaitu sejenis barah kelenjar dan meninggal disebabkan sesak nafas@shortness of breath di Hospital Ampang .

Jenazah Beliau dijangka dikebumikan sebelum Zohor hari ini.Salam takziah buat seluruh ahli keluarga allahyarham.

Thursday, September 16, 2010

What is the Best Gas Credit Card? We Compare 26 of Them By Stephanie Neruda

What is the best gas credit card? The answer is not black and white. While it may be tempting to just pick the card with the highest listed reward rate (see the table below), there are other things to consider first.
The Costco Factor.
* Costco has cheap gasoline, but most gas card programs exclude wholesalers from their 2%-5% gas category reward rates, somewhere in the fine print.
* In fact, it's probably safe to assume that the only way to get more than 1% rewards pumping gas at Costco is with the Costco True Earnings card, or the Costco True Earnings Business card. The fine print on these cards explicitly states that Costco qualifies for the bonus reward rate.
* Card issuers that explicitly ban Costco gas from their "gas reward rate" include American Express, and Citibank.
* Costco only accepts American Express.
Cheap Gas Stations, like ARCO.
* Gas stations such as ARCO in California often charge about 4% less if you pay in cash, and only accept debit cards otherwise. Furthermore, their gas tends to be about 5% or more cheaper than at national chains like Shell. Clearly, you should not pump with a 5% card at Shell if you are just as happy with ARCO gas which costs 9% less.
Diesel, Airplane Fuel, Marine Fuel, and Huge Gas Tanks
* Many cards, such as the Shell card only pay bonus gas reward rates for gasoline, not diesel fuel.
* Many cards, including Shell and PenFed Platinum Cashback Rewards don't pay bonus gas reward rates for Airplane or Boat fuel.
* Many cards have restrictions on the maximum number of gallons you can pump each time (e.g. 75 gallons with the Amex Costco card), or with the maximum you can spend each time ($400 with the Blue Cash card). Check the fine print first!
Limits on Gas Rewards.
When looking at the table below, keep an eye out for the right column, which limits how many dollars worth of gas qualify for the bonus rate each month. Restrictions start impacting you if you spend in excess of $200 per month on gas. This is taken into account on our Reward Credit Cards Home Page.
Below Find 26 Credit Cards, with Reward Rate, and Reward Limit (if any)
  • PenFed Platinum Cashback, 5%, No Limit
  • PenFed Platinum Cash for Students, 5%, No Limit
  • American Express Blue Cash, 5% after you spend $6500 within a year. 1% until then, No Limit
  • PNC Everyday Rewards, 4%, $250 Limit
  • Lukoil-Getty, 4% at Lukoil & Getty, $1,250
  • American Express Costco for Business, 4%, $500
  • Citizens Bank Accelerator Rewards Platinum, 3%, No Limit
  • Gulf, 3% at Gulf, No Limit
  • US Bank FlexPerks Business Cash, 3%, No Limit
  • Citibank AT&T Universal Business, 3%, No Gas Limit, but 100,000 total point limit per year
  • Chase Ink Cash Business, 3%, No Limit
  • American Express Costco True Earnings, 3%, $250
  • American Express Hilton Honors Surpass, 2.5%, based on our estimate of Hilton Honor Point Value, No Limit
  • American Express Hilton Honors, 2.3%, based on our estimate of Hilton Honor Point Value, No Limit
  • Discover Business, 2%, $167
  • Discover Open Road, 2%, $250
  • Discover Student Open Road, 2%, $250
  • Capital One LSU Tigers, 2%, No Limit
  • Capital One No Hassle Cash Rewards, 2%, No Limit
  • Citibank Dividend for College Students, 2%, No Gas Limit, but $300 total rewards limit per year.
  • Citibank Premier Pass - Elite Level, 2%, No Gas Limit, but 100,000 total point limit per year
  • Quicken Rewards Visa, 2%, $2000 per month between Gas, Grocery, Pharmacy, Office Supply
  • Bank of America UPromise, 2% at Exxon/Mobil, No Limit
  • American Express Premier Gold, 2%, No Limit
  • Fifth Third Bank Rewards, 2%, $500
  • Heartland Bank Business Rewards, 2%, No Limit
Stephanie Neruda
President, NerdWallet LLC
http://www.nerdwallet.com
NerdWallet is a credit card search and comparison site, and seeks to become the best source for unbiased credit card information. The company was founded by a financial industry veteran in the wake of the financial crisis in August 2009, and officially launched in March 2010. NerdWallet is privately held, and is based in New York, NY.

Gas Rewards Cards - Earn Cash at the Pump By Ed Vegliante Platinum Quality Author

These days, the price of gas can make filling up a painful experience for your wallet. If you find yourself budgeting more and more for fuel each month, a gas rewards credit card may be the perfect solution. With options such as cash back programs, gas rebates and more, you can find the best gas rewards credit cards for your traveling needs.
How They Work
Gas credit cards are similar to other rewards credit cards. You receive benefits when you make purchases. In addition to offering rewards for gas purchases, some gas credit cards also include rewards for auto maintenance and other items. These may come in the form of points earned for every dollar spent. In other instances, a certain percentage of each purchase is given to you as cash or in a rebate form. Some gas rewards credit cards offer up to 5% cash back, which is hard to find in other rewards credit cards. If you earn 5% cash back, and spend $300 in gas, you can expect $15 in return. That can add up fast with a long commute or many hours of highway time.
What to Remember
Before you apply, you'll want to research your options and evaluate your credit situation. Here are a few other factors to keep in mind:
- The interest rate: Many gas rewards credit cards come with an initial low or 0% interest rate. However, after an introductory period, a regular APR sets in. Sometimes this is higher than other credit cards. If you pay off the balance each month, this will not affect your savings on gas.
- The rewards system: Some cards grant higher rewards for gas purchases. Others include benefits for all purchases. Understanding what these are will help you plan before you fill out an application.
- Additional terms: All credit cards come with certain terms and conditions. You'll want to be aware of the fine print, which will list annual fees, the amount of late fee charges, and how rewards are distributed. For example, the phrase "up to 1%" may mean that you will not initially earn 1% cash back. You may earn that percentage only after spending a certain amount of money. By being aware of these conditions, you will be able to better manage your finances.
Determining which Gas Rewards Card is Right for You
A gas rewards credit card may be a perfect fit for your budget, especially if you spend a lot of time on the road. As you conduct your search, consider the Discover Open Road gas rewards credit card. This card offers 5% cash back on gas and auto maintenance purchases. As an added bonus, you'll start off with 0% APR for up to 12 months.
Another card to consider is the Chase PerfectCard MasterCard. For the first 90 days, you'll receive 6% in rebates for all gas purchases. After that you'll get 3% in rebates from any gas station. This credit card also includes 1% in rebates for other purchases.
Once you receive a gas rewards credit card, you'll find the benefits add up quickly. Use the card for car-related expenses, and consider using it for other purchases if you'll get additional rewards. Your gas budget will thank you.
Copyright Ed Vegliante. Free online reprints of this article are allowed provided the resource box remains intact with a live link back to http://www.credit-card-surplus.com
Click Here to Find Gas Rewards Credit Cards.
Ed Vegliante runs the website http://www.Credit-Card-Surplus.com, a well organized credit card directory enabling the consumer to compare and apply for a variety of credit card offers. View more Credit Card Articles.

Save Money With Your Credit Cards Gas Rewards Program By Henry O'Shea

Credit Cards Gas Rewards Programs used to be meaningless. I mean getting back 5 or 6 percent on a fill up of gas was minuscule. But now that gas is so high, getting back 5% is now going to save you a lot of money.
Filling up my van twice a week used to cost me around $50 but nowadays, its costing me closer to $200 and with no end in site, I started looking around for a credit card that would give me some cash back. What I found was that there are quite a few  offering cash back rewards for using your credit card at the pump.
Among the best deals I found was The BP Rewards Visa by Chase Bank. They give you a whopping 10% cash back for filling up at any BP station with your credit card. 10% is a lot of money when you're spending close to a thousand dollars a month on gas. Heck its even a lot of money if you're spending $400 dollars. For every $10 I spend I get a dollar back. That adds up to alt of extra cash over the course of the year.
Another good one I found was the Chase Bank Perfect Card Mastercard. They are giving you 6% cash back on any type of gasoline you buy. Not too shabby. That's more than you get saving your money in the bank. And they are giving you a 0% APR for the first 6 months, and no annual fees. So its really a no brainer.
The key to really saving money with these Gas Rewards Credit Cards is to pay off your monthly bill as soon as possible. You at least have to pay what you spent on gas for the month. You would have spent the cash anyway so pay it to your credit card bill.
Save your receipts and learn to pay off your gas bills each month.
So if you want to save money on gas, do your homework and get a credit card that gives you cash back instantly each time you purchase gas. The more gas you use the more you will save in the long run.
Henry O'Shea is A Former Travel Agent and Photographer currently living the good life, traveling and just having fun. Learn more about Credit Cards Gas Rewards Programs Here